Who Can Drive My Motorhome?

Purchasing an RV often involves plans of splitting the driving among you, your spouse, and possibly your teenager. Before setting off on a journey from your Detroit, MI, home, verify your RV policy with Premier Insurance Agency. Unless you listed others as approved drivers in your policy at the time of purchase or added them since then, you would be the only authorized driver.

Motorhome Driver Coverage

As the buyer of the motorhome policy, you’re automatically covered as a driver. Additionally, you can name other licensed drivers, like your spouse, in the policy. We recommend this as it offers someone to share the driving duties.

Including another adult driver with a good driving record typically doesn’t affect the cost. If you want to add a teenage driver to the policy, it might slightly increase your premiums. Nonetheless, adding them to the policy is better than having them drive uninsured. Your insurance wouldn’t cover the damage if an unlisted driver was involved in an accident.

How to Add Drivers to the Policy

If you’re preparing for a long trip and have only listed yourself on your policy, immediately call your insurance agent. You can add a driver to your policy in a matter of minutes. You only need their full name, driver’s license number, and address. We’ll provide a form for them to complete, sign, and return. We’ll handle the rest.

Contact Us Today

Contact Premier Insurance Agency before your next RV adventure. We’ll review your policy to ensure you’re covered as you depart from Detroit, MI.