What Happens If a Neighbor’s Negligence Causes Damage to Your Unit?

Living in a condo can perfectly balance personal space and community living. However, a troublesome neighbor can cause stress and even pose a risk. If you’re in the Detroit, MI area, Premier Insurance Agency is here to ensure you have the right condo insurance policy for your needs. This way, even if a neighbor’s negligence causes damage to your condo unit, you can rest assured that you have robust protection for peace of mind.

Neighborly Negotiations May Not Suffice

If you have a good relationship with your neighbor and they have a comprehensive insurance policy, you might be able to collaborate with them to cover the cost of damages. However, this depends on the extent of the damage and the circumstances surrounding it. Sometimes, resolving the issue amicably just isn’t enough.

The Right Policy Provides Options

Another way to address damage to your unit caused by a neighbor is to work with your insurance company. Typically, your insurer will contact the other party’s insurer, and the companies will coordinate the process of repairing damaged areas or replacing items. That’s why it’s crucial to have quality condo coverage so you can protect yourself when a neighbor makes a mistake.

We’re Here to Help Protect Your Property

Contact us today at Premier Insurance Agency if you live in the Detroit, MI, area and are looking for a condo insurance policy. Regardless of your relationship with your neighbors, you still need a high-quality policy you can trust for protection. Our agents are here to help you find coverage that suits your needs and gives you confidence in your living space.